{"id":12662,"date":"2026-10-14T12:14:09","date_gmt":"2026-10-14T04:14:09","guid":{"rendered":"https:\/\/fdlaw.com.tw\/blog\/banking-act-detention-bail-defense\/"},"modified":"2026-10-14T17:10:14","modified_gmt":"2026-10-14T09:10:14","slug":"banking-act-detention-bail-defense","status":"publish","type":"post","link":"https:\/\/fdlaw.com.tw\/en\/blog\/banking-act-detention-bail-defense\/","title":{"rendered":"What to do if someone is detained in a case involving illegal fundraising under the Banking Law? First, analyze the reasons for escape, collusion, destruction of evidence, and the necessity of detention."},"content":{"rendered":"<style>\nbody.postid-12662 #header [data-device]{background-color:#17375e}body.postid-12662 #header [data-sticky^=\"yes\"] [data-row=\"middle\"]{background-color:#fff!important}body.postid-12662 .hero-section{display:none}\n.fdcc{--navy:#17375e;--blue:#245b91;--gold:#b58a43;--ink:#243243;--muted:#5b6775;--line:#dce4ec;--soft:#f5f8fb;max-width:1120px;margin:0 auto;color:var(--ink);font-family:inherit;line-height:1.85}.fdcc *{box-sizing:border-box}.fdcc a{color:#165d97;text-decoration:underline;text-underline-offset:3px}.fdcc .fdcc-title,.fdcc h2,.fdcc h3{color:var(--navy);line-height:1.35}.fdcc .fdcc-title{font-size:clamp(2rem,4vw,3.25rem);margin:.35em 0}.fdcc h2{font-size:clamp(1.55rem,2.8vw,2.15rem);margin:0 0 .65em}.fdcc h3{font-size:1.18rem;margin:0 0 .45em}.fdcc p{margin:.45em 0 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var(--gold);font-weight:700;color:var(--navy)}.fd-banking-support .fd-bail-chain span{font-size:22px;color:var(--gold)}.fd-banking-support .fd-bail-three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.fd-banking-support .fd-bail-three>div{padding:22px;background:white;border:1px solid var(--line);border-top:3px solid var(--gold)}.fd-banking-support .fd-bail-risks strong{font-size:24px;color:var(--navy)}.fd-banking-support .fd-bail-evidence h4{color:var(--navy);font-size:17px;margin:0 0 12px}.fd-banking-support .fd-bail-four{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin:20px 0}.fd-banking-support .fd-bail-four>div{padding:18px;background:white;border-top:3px solid var(--gold);font-weight:700;color:var(--navy)}\n@media(max-width:760px){.fd-banking-support .fd-bail-three,.fd-banking-support .fd-bail-four{grid-template-columns:1fr}.fd-banking-support .fd-bail-module{padding:22px 18px}}\n<\/style><div class=\"fdcc fd-banking-support\"><header class=\"fd-banking-article-header\"><div class=\"eyebrow\">BANKING ACT \u00b7 DETENTION &amp; BAIL DEFENSE<\/div><h1 class=\"fdcc-title\">What to do if someone is detained in a case involving illegal fundraising under the Banking Law? First, analyze the reasons for escape, collusion, destruction of evidence, and the necessity of detention.<\/h1><\/header><section class=\"fdcc-section fd-banking-answer\"><h2>When someone is detained in a banking law case, don&#039;t just ask whether the sentence is too harsh.<\/h2><div class=\"fdcc-steps\"><div class=\"fdcc-step\">First, confirm which reason for detention the prosecution is arguing for: escape, collusion, destruction of evidence, or a serious crime combined with specific risks.<\/div><div class=\"fdcc-step\">Confirm how much of the company&#039;s accounting books, mobile phones, computers, bank statements, and investor information has been searched, seized, or retrieved.<\/div><div class=\"fdcc-step\">Distinguish which employees, businesses, investors, or co-defendants an individual can actually influence, and do not presume evidence-mongering ability solely based on company titles.<\/div><div class=\"fdcc-step\">Confirm whether measures such as bail, residence restrictions, travel restrictions, or prohibitions on contact with specific individuals can be used to reduce the necessity of detention.<\/div><div class=\"fdcc-step\">Substantive defense and detention defense must be carried out simultaneously: one cannot simply say &quot;I did not illegally raise funds,&quot; nor can one only talk about family and work while completely ignoring the criminal suspicion.<\/div><\/div><\/section><p>Cases of illegal fundraising under banking laws often do not begin with a court prosecution.<\/p><p>Instead, it happened suddenly one day:<\/p><p class=\"fd-banking-enumeration\">The Investigation Bureau searched the company; the residence was searched; mobile phones and computers were seized; bank accounts, ledgers, and investor lists were retrieved; the company&#039;s head, finance officer, business manager, and salesperson were all questioned; and then the case was transferred to the District Prosecutor&#039;s Office.<\/p><p>Finally, the prosecutor requested the court to detain him.<\/p><p>For the parties involved and their families, the most direct questions are usually:<\/p><p>Are banking law cases easily handled by detainees?<\/p><p>Will illegal fundraising always result in detention?<\/p><p>&quot;The prosecutor has already requested detention; is there any chance of bail?&quot;<\/p><p>The answer cannot be based solely on the charge.<\/p><p><a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?PCode=G0380001\" target=\"_blank\" rel=\"noopener\">Article 125 of the Banking Law<\/a>The criminal liability is severe, and large-scale money-grabbing cases often have the following characteristics:<\/p><p class=\"fd-banking-enumeration\">Multiple people; large cash flows; company hierarchical relationships; electronic data; investor and business network;<\/p><p>Even overseas funds,<\/p><p>Therefore, prosecutors may indeed actively advocate for the risks of collusion, destruction of evidence, or escape.<\/p><p>But legally:<\/p><p><strong>Banking law cases do not automatically result in detention.<\/strong><\/p><p>What really needs to be addressed is:<\/p><p>How serious is the suspicion of a crime?<\/p><p>What specific reason for the detention is the prosecution charging against?<\/p><p>Has the evidence been secured?<\/p><p>Do I still have the ability to contact or influence the relevant personnel?<\/p><p>Was there any actual evidence of an escape?<\/p><p>as well as:<\/p><p>Are there alternative measures that would allow for the continuation of subsequent procedures without detention?<\/p><p>If your property has already been searched or transferred to the District Attorney&#039;s Office, you can first contact our office for information.<a href=\"https:\/\/fdlaw.com.tw\/en\/banking-law-criminal-defense\/\">Lawyers specializing in banking law, illegal fundraising, and major financial criminal cases.<\/a>The service synchronizes the processing of procedures and evidence.<\/p><section class=\"fdcc-section\"><h2>First, detention cannot be established simply because &quot;the case looks serious&quot;.<\/h2><div class=\"fd-bail-module\"><h3>Three-tiered judgment of detention<\/h3><div class=\"fd-bail-chain\"><div>The suspect is highly suspected of committing a crime.<\/div><span aria-hidden=\"true\">\u2193<\/span><div>Legal grounds for detention<\/div><span aria-hidden=\"true\">\u2193<\/span><div>Necessity of detention<\/div><\/div><\/div><p><a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?PCode=C0010001\" target=\"_blank\" rel=\"noopener\">Article 101 of the Criminal Procedure Law<\/a>The basic architecture is:<\/p><p>After questioning the defendant,<\/p><p>If you believe:<\/p><p><strong>The suspect is highly suspected of committing a crime.<\/strong><\/p><p>Moreover, there are legal grounds for detention.<\/p><p>and:<\/p><p><strong>Without detention, it would be difficult to prosecute, try, or enforce the charges.<\/strong><\/p><p>Only then was he detained.<\/p><p>Therefore, there are at least different levels of detention:<\/p><p>First:<\/p><p>Is there a strong suspicion of a crime?<\/p><p>second:<\/p><p>Is there any legal reason such as fleeing, colluding with others to obtain evidence, or destroying evidence?<\/p><p>third:<\/p><p>Is detention truly necessary?<\/p><p>It cannot be based solely on:<\/p><p>&quot;Banking laws have very severe penalties.&quot;<\/p><p>Skip directly to:<\/p><p>&quot;So you absolutely have to bet.&quot;<\/p><p>For the legal grounds and procedures for general detention, please refer to [link\/reference needed].<a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/detention\/\">Criminal detention and release on bail<\/a>.<\/p><\/section><section class=\"fdcc-section\"><h2>II. What are the main reasons for detention under Article 101 of the Criminal Procedure Law?<\/h2><div class=\"fd-bail-module\"><h3>Three common detention risks in banking law cases<\/h3><div class=\"fd-bail-three fd-bail-risks\"><div><strong>escape<\/strong><\/div><div><strong>Serial certificates<\/strong><\/div><div><strong>Destroy evidence<\/strong><\/div><\/div><\/div><p>Banking law cases typically fall into three categories.<\/p><h3>First, there is a risk of escape.<\/h3><p>For example, the prosecution might argue:<\/p><p class=\"fd-banking-enumeration\">Those who had planned to leave the country; those who have overseas assets; those who reside overseas for an extended period; and those whose travel history before and after the search were unusual.<\/p><p>He attempted to evade the summons.<\/p><p>However, having a passport, doing cross-border business, or having a company with overseas connections should not automatically be equated with fleeing.<\/p><p>A concrete factual judgment is still needed.<\/p><h3>Second, destroying, falsifying, or altering evidence.<\/h3><p>Large-scale illegal fundraising cases may include:<\/p><p class=\"fd-banking-enumeration\">Company server; investment agreement; LINE group; business reports; ERP; bank information;<\/p><p>Accounting books.<\/p><p>If the following occurs after the incident:<\/p><p class=\"fd-banking-enumeration\">Delete data; modify files; wipe your phone; ask someone to delete a group;<\/p><p>Re-update old documents.<\/p><p>This could become a very unfavorable fact of detention.<\/p><h3>Third, collusion with accomplices or witnesses.<\/h3><p>Illegal fundraising cases may typically include:<\/p><p class=\"fd-banking-enumeration\">Manager; Director; Senior Executive; Finance; Business Supervisor; Salesperson; Referrer;<\/p><p>Investors.<\/p><p>The prosecution may therefore argue that:<\/p><p>The company still maintains a hierarchical structure.<\/p><p>The defendant had the ability to influence the statements of others.<\/p><p>But the real question is:<\/p><p><strong>Whom can I still influence now?<\/strong><\/p><p>The facts of collusion cannot be replaced by simply stating &quot;he is the chairman&quot; or &quot;he is the manager&quot;.<\/p><\/section><section class=\"fdcc-cta\"><h2>The company was just searched; prosecutors may request its detention?<\/h2><p>If a banking law case has been transferred from the Investigation Bureau to the District Prosecutor&#039;s Office, or if the family has learned that the prosecutor may request detention, they can first compile a list of search warrants, seized items, the relevant laws, the individual&#039;s job title, the persons who have been questioned, and whether mobile phones, computers, account books, and bank information have been obtained, before preparing for the detention request.<\/p><div class=\"fdcc-nav\"><a href=\"https:\/\/line.me\/ti\/p\/@723pifhz\" target=\"_blank\" rel=\"noopener\">LINE inquiry about urgent detention cases under banking law<\/a><a href=\"tel:0277093611\">Urgent criminal cases can be handled by phone directly.<\/a><\/div><\/section><section class=\"fdcc-section\"><h2>III. What is the relationship between Article 125 of the Banking Law, which stipulates severe penalties, and detention?<\/h2><p>Article 125 of the current Banking Law stipulates:<\/p><p>violation<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?PCode=G0380001\" target=\"_blank\" rel=\"noopener\">Article 29 of the Banking Law<\/a>The first one,<\/p><p>The basic statutory penalties are:<\/p><p><strong>Imprisonment for a term of not less than three years but not more than ten years.<\/strong><\/p><p>if:<\/p><p><strong>The amount of money or property obtained through crime exceeds NT$100 million.<\/strong><\/p><p>The statutory penalty has been increased to:<\/p><p><strong>A sentence of 7 years or more in prison.<\/strong><\/p><p>This difference is very important in detention procedures.<\/p><p>Because Article 101, Paragraph 1, Item 3 of the Criminal Procedure Law involves:<\/p><p>The crimes committed were punishable by death or life imprisonment.<\/p><p>or:<\/p><p><strong>Crimes punishable by imprisonment of five years or more at the lightest level<\/strong><\/p><p>The situation.<\/p><p>Therefore, if the prosecution argues that Article 125 of the Banking Act applies to cases involving 100 million yuan, which constitutes an aggravated offense...<\/p><p>The case could then fall under the serious crime category with a minimum sentence of 7 years or more.<\/p><p>However, please pay special attention to the following:<\/p><p><strong>Serious crimes are not automatically grounds for detention.<\/strong><\/p><p>The current Criminal Procedure Law still requires:<\/p><p>There are considerable reasons to believe that there is a risk of fleeing, destroying, falsifying, altering evidence, or colluding with accomplices or witnesses.<\/p><p>It cannot be simply said:<\/p><p>&quot;The punishment is very severe, so they will definitely escape.&quot;<\/p><\/section><section class=\"fdcc-section fd-banking-authority\"><h2>In major banking law cases, substantive criminal acts and detention procedures must be handled simultaneously.<\/h2><p>Fidelity Law Firm handles banking law, corporate criminal cases, and major financial criminal cases. Banking law cases can quickly proceed to the district attorney&#039;s office for questioning and detention after a search; therefore, defense cannot rely solely on Section 29.<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?PCode=G0380001\" target=\"_blank\" rel=\"noopener\">Article 29 of 1<\/a>Article 125 also requires immediate attention to issues such as escape, collusion, destruction of evidence, and the necessity of detention.<\/p><p>Attorney Li Yusheng previously served as the legal director of a large accounting firm. In handling major financial criminal cases, he would simultaneously organize the company&#039;s structure, investment plans, bank transactions, electronic data, and the defendant&#039;s actual position, distinguishing between substantive crimes and procedural risks.<\/p><\/section><section class=\"fdcc-section\"><h2>IV. If it is only the basic type of Article 125 of the Banking Law, will they also be detained?<\/h2><p>Possibly.<\/p><p>The basic type is:<\/p><p>3 to 10 years<\/p><p>It is not a crime for which the lightest sentence is five years or more.<\/p><p>However, it may still be handled under Article 101, Paragraph 1, Subparagraph 1 or Subparagraph 2 of the Code of Criminal Procedure.<\/p><p>against:<\/p><p class=\"fd-banking-enumeration\">Escape; collusion;<\/p><p>Destroy evidence<\/p><p>Request for detention based on specific facts.<\/p><p>so:<\/p><p><strong>It&#039;s not only the case of a fine exceeding 100 million yuan that could lead to detention.<\/strong><\/p><p>The real difference lies in:<\/p><p>The prosecution must establish the reasons for detention based on the specific facts of the case.<\/p><\/section><section class=\"fdcc-section\"><h2>V. Why are &quot;collusion of evidence&quot; frequently cited in banking law cases?<\/h2><p>Because large-scale money-grabbing cases usually involve multiple people.<\/p><p>For example, a company might have:<\/p><p class=\"fd-banking-enumeration\">One person in charge; several supervisors; a dozen or so business personnel;<\/p><p>A large number of investors.<\/p><p>Moreover, different people have different information.<\/p><p>The prosecution may want to compare:<\/p><p class=\"fd-banking-enumeration\">Who designs the plan; who determines the returns; who attracts investors; who collects commissions; and who controls the account?<\/p><p>Who knows the company&#039;s true financial situation?<\/p><p>If not all of these people have been interviewed yet<\/p><p>The prosecution may argue:<\/p><p>Once the defendant is released,<\/p><p>Possibly through:<\/p><p class=\"fd-banking-enumeration\">Telephone; LINE; Company meetings;<\/p><p>Other supervisors<\/p><p>It affects the confession.<\/p><p>However, this still requires specific analysis.<\/p><\/section><section class=\"fdcc-section\"><h2>6. Does the &quot;company&#039;s person in charge&quot; necessarily have the ability to collude on documents?<\/h2><p>You can&#039;t simply draw an equal sign.<\/p><p>The position of the person in charge is certainly an important fact.<\/p><p>However, confirmation is still required:<\/p><p>Is the company still operating normally after the search?<\/p><p>Have I been suspended from my post?<\/p><p>Should the company account permissions be suspended?<\/p><p>Have the cell phones and computers been seized?<\/p><p>Have the key employees been interviewed?<\/p><p>Has the business owner left the company?<\/p><p>Does the defendant still have actual management authority?<\/p><p>If the prosecution simply says:<\/p><p>&quot;He&#039;s the company&#039;s head, so he might have been involved in the fraudulent use of credentials.&quot;<\/p><p>The defense should further demand:<\/p><p><strong>Specifically, indicate who might be colluding with you and which piece of evidence might be affected.<\/strong><\/p><\/section><section class=\"fdcc-section\"><h2>7. Now that all company employees have been questioned by the investigation bureau, will the risk of collusion be reduced?<\/h2><p>possible.<\/p><p>if:<\/p><p class=\"fd-banking-enumeration\">The main business inquiries have been completed; financial personnel have taken statements; investors have provided substantial testimony; mobile phones, servers, and computers have been seized.<\/p><p>Bank information can be obtained by financial institutions.<\/p><p>Therefore, some of the evidence has been secured.<\/p><p>At this point, we can further argue:<\/p><p>The potential for evidence manipulation or destruction was originally present.<\/p><p>The number has decreased as the investigation progresses.<\/p><p>but:<\/p><p>Is there absolutely no risk?<\/p><p>We still need to see what important evidence in the case has not yet been obtained.<\/p><\/section><section class=\"fdcc-section\"><h2>8. Is bank cash flow one of the most difficult pieces of evidence to be destroyed?<\/h2><p>Official bank transaction records are typically highly objective.<\/p><p>Moreover, prosecutors and investigators can directly obtain information from financial institutions.<\/p><p>For example:<\/p><p class=\"fd-banking-enumeration\">Investor inflows; company receipts; payment of compensation; refunds; commissions;<\/p><p>Inter-account transfers<\/p><p>All of these could be reconstructed from bank records.<\/p><p>Therefore, if the main evidence in a case heavily relies on:<\/p><p>Formal bank cash flow,<\/p><p>Further analysis is possible:<\/p><p>Even if the defendant is not detained,<\/p><p>How else can these objective records that already exist in financial institutions be erased?<\/p><p>This does not mean that having bank information necessarily precludes detention.<\/p><p>Instead:<\/p><p><strong>Whether the evidence has been secured is a crucial point of contention in the debate over the necessity of detention.<\/strong><\/p><\/section><section class=\"fdcc-section\"><h2>9. What impact will the confiscation of mobile phones and computers have on the defense of detention?<\/h2><p>If the main electronic equipment has been seized<\/p><p>It can be confirmed that:<\/p><p class=\"fd-banking-enumeration\">Which LINE accounts; email addresses; investment briefings; company documents; accounts;<\/p><p>Communication Records<\/p><p>It has been obtained by the prosecutors and investigators.<\/p><p>This may reduce the following:<\/p><p class=\"fd-banking-enumeration\">Delete; Modify;<\/p><p>Annihilation<\/p><p>The possibility of data.<\/p><p>But if the company still has:<\/p><p class=\"fd-banking-enumeration\">Other servers; cloud accounts; shared folders; unseized devices;<\/p><p>The system can be modified remotely.<\/p><p>The prosecution may still argue that there is a risk.<\/p><p>Therefore, a defense cannot simply say:<\/p><p>My phone has been taken.<\/p><p>Instead, it should be explained in more detail:<\/p><p><strong>What information can I still access now, and what information has completely slipped out of my control?<\/strong><\/p><div class=\"fd-bail-module\"><h3>Has the evidence been secured?<\/h3><div class=\"fd-bail-three fd-bail-evidence\"><div><h4>Seized<\/h4><p>cell phone<br>computer<br>Account Book<br>Server information<\/p><\/div><div><h4>Objectively retrieved<\/h4><p>Bank cash flow<\/p><\/div><div><h4>Witness<\/h4><p>staff<br>business<br>Investors<\/p><\/div><\/div><\/div><\/section><section class=\"fdcc-section\"><h2>10. Why is it so dangerous to delete LINE accounts or ask employees to leave groups after a search?<\/h2><p>Because this type of behavior itself may become:<\/p><p>Destroying evidence<\/p><p>or:<\/p><p>Serial certificates<\/p><p>Important facts.<\/p><p>Especially if a large-scale money-grabbing case appears in the search results:<\/p><p class=\"fd-banking-enumeration\">Numerous messages were deleted; groups were suddenly closed; investment data was modified; employees received a &quot;uniform statement&quot;;<\/p><p>File backdating date,<\/p><p>Even though the actual crime itself remains controversial<\/p><p>The risk of detention may also increase significantly.<\/p><p>So after the company was searched<\/p><p>One of the most important first principles is:<\/p><p><strong>Do not delete the data yourself.<\/strong><\/p><p>The relevant procedures can be found in the document.<a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/company-investigation-bureau-summons-search\/\">Company executives summoned by the investigation bureau or company searched<\/a>The key points of evidence preservation and processing.<\/p><\/section><section class=\"fdcc-section\"><h2>11. After the search, what happens when the company holds a meeting to discuss &quot;how everyone should answer&quot;?<\/h2><p>This is a very high-risk approach in cases involving multiple people.<\/p><p>Of course, a company can hold regular meetings to maintain operations.<\/p><p>But if the meeting content becomes:<\/p><p>What did the investigator ask you?<\/p><p>How would you answer?<\/p><p class=\"fd-banking-enumeration\">Everyone should agree on who made this decision; how to explain this money; and that this matter should not be mentioned in this group again.<\/p><p>This could be interpreted by the prosecution as:<\/p><p>Coordinated statements.<\/p><p>In multiple major criminal cases:<\/p><p><strong>The transcripts should not be uniformly taken by the company.<\/strong><\/p><p>The criminal liability of each defendant must be handled individually.<\/p><\/section><section class=\"fdcc-section\"><h2>12. What do you usually look at when assessing the &quot;escape risk&quot; in banking law cases?<\/h2><p>The prosecution may raise the following:<\/p><p class=\"fd-banking-enumeration\">Previously evaded summons; suddenly left the country before the search; booked a flight after the search; sold assets; resided overseas for a long period; had substantial assets overseas; held multiple citizenships or long-term visas.<\/p><p>They attempted to hide.<\/p><p>However, some facts cannot be equated with escape alone.<\/p><p>For example:<\/p><p class=\"fd-banking-enumeration\">The company already has overseas business; it used to travel frequently for work; its children live abroad; and it has foreign currency accounts.<\/p><p>They all need to be understood within the context of normal life.<\/p><p>A truly compelling judgment about escape.<\/p><p>It should have:<\/p><p><strong>Specificity is related to time.<\/strong><\/p><\/section><section class=\"fdcc-section\"><h2>13. Does having a fixed residence, family, or company guarantee immunity from detention?<\/h2><p>no.<\/p><p>These are the favorable factors that can be asserted.<\/p><p>But it&#039;s not absolute.<\/p><p>For example:<\/p><p class=\"fd-banking-enumeration\">Long-term residence; spouse and children; stable employment; company; real estate;<\/p><p>Responsibility to take care of family<\/p><p>Both may be supported:<\/p><p>There is no need to flee.<\/p><p>But if both of the following are true:<\/p><p class=\"fd-banking-enumeration\">Actual escape preparations; deletion of evidence;<\/p><p>Contacting accomplices,<\/p><p>Simply emphasize:<\/p><p>&quot;I have a family.&quot;<\/p><p>This is usually insufficient to address the real issue of detention.<\/p><p>Therefore, a good defense of custody cannot simply consist of:<\/p><p>Family and work.<\/p><p>You should also answer directly:<\/p><p>The specific risk that the prosecutor is arguing about.<\/p><\/section><section class=\"fdcc-section\"><h2>14. In banking law cases, is a substantive not-guilty plea important in the detention hearing?<\/h2><p>Very important.<\/p><p>The first prerequisite for detention remains:<\/p><p><strong>The suspect is highly suspected of committing a crime.<\/strong><\/p><p>Therefore, if the case itself has obvious disputes regarding the elements constituting the crime...<\/p><p>For example:<\/p><p class=\"fd-banking-enumeration\">Whether the target of the fundraising is truly a large number of people or an unspecified group; whether there is truly an undue remuneration; whether the defendant is merely an introducer; and whether the defendant was aware of the complete fundraising scheme.<\/p><p>Do the companies have different real transaction structures?<\/p><p>These can all have a direct impact on:<\/p><p>The suspect is highly suspected of committing a crime.<\/p><p>The judgment.<\/p><p>It cannot be done by only:<\/p><p>&quot;I will not run away.&quot;<\/p><p>And do nothing at all:<\/p><p>&quot;Why exactly am I suspected of violating banking laws?&quot;<\/p><p>Further details on the entity dispute can be found in the following documents.<a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/banking-act-illegal-fundraising-defense\/\">The elements of Articles 29, 29-1 and 125 of the Banking Act<\/a>The reasons for detention should be handled in a tiered manner.<\/p><\/section><section class=\"fdcc-section\"><h2>15. Conversely, does the detention hearing have to debate the entire banking law case?<\/h2><p>Not necessarily.<\/p><p>The timeframe for the declaration of intent is usually very tight.<\/p><p>The lawyer needs to determine:<\/p><p>Which points of contention are most useful right now?<\/p><p>Possible includes:<\/p><p class=\"fd-banking-enumeration\">The defendant&#039;s role differs from the prosecution&#039;s assessment; key evidence has actually been seized; company employees have been questioned; account information is readily available; and the defendant shows no signs of fleeing.<\/p><p>Safeguards and restrictions can reduce risk.<\/p><p>The detention hearing is not a formal trial.<\/p><p>It&#039;s also not necessarily possible to process all thousands of pages of cash flow at once.<\/p><p>Strategically, the following is required:<\/p><p><strong>Focus on the most important points of contention.<\/strong><\/p><\/section><section class=\"fdcc-section\"><h2>16. Why is the risk of having to submit a pledge higher in banking law cases involving amounts exceeding 100 million yuan?<\/h2><p>Article 125 of the Banking Law stipulates that the minimum penalty for aggravated offenses involving 100 million yuan is:<\/p><p><strong>More than 7 years.<\/strong><\/p><p>This makes the case carry a higher procedural risk within the felony detention framework of Section 101 of the Code of Criminal Procedure.<\/p><p>The prosecution may argue:<\/p><p>The higher the severity of the punishment,<\/p><p>The higher the incentive to flee.<\/p><p>However, the law still requires:<\/p><p>There are considerable reasons to believe that there is a risk of absconding, collusion, or destruction of evidence.<\/p><p>Therefore, a defense must avoid two extremes:<\/p><p>First:<\/p><p>Pretending that the severity of the punishment is completely unimportant.<\/p><p>second:<\/p><p>Accepting that &quot;a very high sentence equals certain detention&quot; is a valid reason for detention.<\/p><p>What really needs to be done is:<\/p><p><strong>Separate the factors of criminal punishment from the actual risks of the behavior.<\/strong><\/p><\/section><section class=\"fdcc-section\"><h2>17. The charge of &quot;obtaining property or benefits of 100 million yuan through crime&quot; is controversial. Can the detention court raise this issue?<\/h2><p>Can.<\/p><p>If the prosecution directly uses:<\/p><p class=\"fd-banking-enumeration\">Total amount raised; Total amount remitted by all investors;<\/p><p>Total inflow into company accounts<\/p><p>The amount has been determined to be 100 million yuan.<\/p><p>However, the calculation of &quot;property or property benefits obtained through crime&quot; is still controversial under the law.<\/p><p>This may have the following effects:<\/p><p>It is suspected to be the basic model or the enhanced model.<\/p><p>Therefore, in appropriate cases,<\/p><p>You can propose it first:<\/p><p>Amounts cannot be directly equated.<\/p><p>However, is the application for detention procedure suitable for a detailed calculation of all proceeds of crime?<\/p><p>The decision will depend on the case details and procedural timeline.<\/p><\/section><section class=\"fdcc-section\"><h2>18. If I am just a salesperson, is the risk of detention relatively low?<\/h2><p>uncertain,<\/p><p>But the differences in roles are very important.<\/p><p>For example, a typical salesperson:<\/p><p class=\"fd-banking-enumeration\">Not involved in scheme design; not controlling company accounts; not determining revenue; not managing other business operations;<\/p><p>Only attract a small number of customers.<\/p><p>and:<\/p><p>The actual person in charge of the company<\/p><p>Their control ability may be much worse.<\/p><p>Therefore, if the prosecution uses the entire company level:<\/p><p class=\"fd-banking-enumeration\">Evidence tampering; evidence destruction;<\/p><p>Controlling employees<\/p><p>The risk is shifted onto the average salesperson.<\/p><p>It should be broken down into specific parts.<a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/banking-act-sales-agent-referrer-liability\/\">Personal criminal liability of bank loan officers and intermediaries<\/a>It must also be confirmed separately whether the individual still has the ability to control data, personnel, or funds.<\/p><\/section><section class=\"fdcc-section\"><h2>19. Is it normal for some people to be detained and others to be released on bail in the same case?<\/h2><p>normal.<\/p><p>The determination of detention is:<\/p><p>Individualization.<\/p><p>The same case may occur:<\/p><p class=\"fd-banking-enumeration\">The person in charge was detained; the finance manager was released on bail; the salesperson was released.<\/p><p>Other defendants are restricted from residing in certain areas.<\/p><p>The reason may be:<\/p><p class=\"fd-banking-enumeration\">Different roles; different evidence; different abilities to collude; different risks of escape.<\/p><p>The statements made differed from the progress of the investigation.<\/p><p>Therefore, it cannot be solely because:<\/p><p>&quot;The others have been detained.&quot;<\/p><p>They assumed they would definitely be detained as well.<\/p><p>in turn,<\/p><p>It is also not because:<\/p><p>&quot;Someone else paid bail.&quot;<\/p><p>They concluded that they would definitely be able to get bail.<\/p><\/section><section class=\"fdcc-section\"><h2>20. What is a guarantee?<\/h2><p>If the court believes:<\/p><p>There is no need to continue detaining him.<\/p><p>Detention may be replaced by bail or other means.<\/p><p>The so-called guarantee,<\/p><p>Typically, the following requirements are made:<\/p><p>Guarantee;<\/p><p>And specify a certain guarantee amount.<\/p><p>The specific amount will depend on:<\/p><p class=\"fd-banking-enumeration\">Case; financial resources; risk of escape;<\/p><p>Criminal circumstances<\/p><p>Judging from factors such as these.<\/p><p>Bail is not:<\/p><p>&quot;Pay to buy freedom.&quot;<\/p><p>Rather, it is a measure to ensure that the defendant appears in court and complies with the proceedings.<\/p><\/section><section class=\"fdcc-section\"><h2>21. Besides bail, what other alternatives are there to detention?<\/h2><p>Depending on the circumstances of the case,<\/p><p>It may also involve:<\/p><p class=\"fd-banking-enumeration\">Restricted residence; liability; restrictions on leaving the country or going to sea;<\/p><p>And other measures that can reduce procedural risks in accordance with the law.<\/p><p>In major corporate cases,<\/p><p>Defense can also be initiated on a case-by-case basis:<\/p><p class=\"fd-banking-enumeration\">No contact with specific co-defendants; no contact with specific employees; suspension of company system access;<\/p><p>Appointed to a position temporarily<\/p><p>Objective facts,<\/p><p>illustrate:<\/p><p>Non-detention can still prevent the collusion or destruction of evidence.<\/p><p>What measures can actually be taken?<\/p><p>The court will still decide based on the law and on a case-by-case basis.<\/p><div class=\"fd-bail-module\"><h3>Alternative Detention Thinking<\/h3><div class=\"fd-bail-four\"><div>Guaranteed<\/div><div>Restricted residence<\/div><div>Restrictions on leaving the country and going to sea<\/div><div>Other measures that may be taken in accordance with the law<\/div><\/div><p>This may be implemented on a case-by-case basis as a measure to reduce procedural risks.<\/p><\/div><\/section><section class=\"fdcc-section\"><h2>22. Can I apply for bail again after being detained?<\/h2><p>Can.<\/p><p><a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawAll.aspx?PCode=C0010001\" target=\"_blank\" rel=\"noopener\">Article 110 of the Criminal Procedure Law<\/a>Regulation,<\/p><p>The defendant, or their assistant or defense attorney,<\/p><p>You can apply to the court for bail to stop your detention.<\/p><p>Therefore, the first detention ruling does not mean:<\/p><p>There was absolutely no chance to change it after that.<\/p><p>As the investigation progressed:<\/p><p class=\"fd-banking-enumeration\">Key witnesses have been questioned; electronic documents have been identified; bank transaction records have been obtained; statements of co-defendants have been secured.<\/p><p>The lawsuit is complete.<\/p><p>The original reasons for detention may change.<\/p><p>Therefore, continuous evaluation is required:<\/p><p><strong>Does the reason for detention still exist?<\/strong><\/p><\/section><section class=\"fdcc-section\"><h2>23. When is it appropriate to apply for a stay of custody?<\/h2><p>There is no fixed answer.<\/p><p>The important thing is:<\/p><p>Compared to the previous detention ruling,<\/p><p>Are there any new developments?<\/p><p>For example:<\/p><p class=\"fd-banking-enumeration\">Previously uninterrogated witnesses have given statements; all key equipment has been identified; the company is now managed by someone else; the defendant no longer has system access; the main cash flow is provided by banks; the case has been filed.<\/p><p>The testimonies of the accomplices have been confirmed.<\/p><p>If it&#039;s just a matter of repeatedly raising the issue:<\/p><p>&quot;The defendant has a family and a job.&quot;<\/p><p>However, the reasons for the original detention ruling were not addressed.<\/p><p>The effects are usually limited.<\/p><\/section><section class=\"fdcc-section\"><h2>24. After a banking law case is prosecuted, will the detention continue?<\/h2><p>possible.<\/p><p>After the lawsuit is filed, the case proceeds to trial in court.<\/p><p>The court will still make its judgment according to the law:<\/p><p>Does the detention have any justification or necessity?<\/p><p>However, the conclusion of the investigation itself may alter some of the risks.<\/p><p>For example:<\/p><p class=\"fd-banking-enumeration\">The prosecution has completed its main evidence collection; the indictment has defined the scope of the charges.<\/p><p>The interrogation of key witnesses has been completed.<\/p><p>therefore:<\/p><p>Indictment does not mean automatic release.<\/p><p>However, this is also an important time to reassess the necessity of detention.<\/p><\/section><section class=\"fdcc-section\"><h2>25. In banking law cases where someone is detained, can the lawyer only handle &quot;bail&quot;?<\/h2><p>no.<\/p><p>During the period of detention, the following are also true:<\/p><p>Substantive defense preparation period.<\/p><p>The lawyer still needs to organize the information:<\/p><p class=\"fd-banking-enumeration\">Fundraising model; contract; investor sources; business structure; company operations; bank cash flow; proceeds of crime; personal role;<\/p><p>And other supporting evidence.<\/p><p>If you only repeatedly write bail statements<\/p><p>But no action has been taken at all:<\/p><p>Elements of a Bank Law<\/p><p>Even if the detention is later lifted,<\/p><p>The case itself has still not been truly defended.<\/p><\/section><section class=\"fdcc-section\"><h2>26. What documents should family members assist with in organizing during detention?<\/h2><p>You can organize it first:<\/p><h3>Category 1: Program Materials<\/h3><p class=\"fd-banking-enumeration\">Search warrant; list of seized items; summons; detention order;<\/p><p>Court notice.<\/p><h3>Category Two: Company Information<\/h3><p class=\"fd-banking-enumeration\">Company organization; personal position; authority;<\/p><p>Division of labor.<\/p><h3>Category 3: Investment Plans<\/h3><p class=\"fd-banking-enumeration\">Contract; briefing; remuneration;<\/p><p>Risk disclosure.<\/p><h3>Category 4: Cash Flow<\/h3><p class=\"fd-banking-enumeration\">Main company accounts; investment funds; refunds; returns;<\/p><p>commission.<\/p><h3>Category 5: Evidence Preservation<\/h3><p>Which mobile phones, computers, and ledgers have been seized?<\/p><h3>Category 6: Lifestyle and Alternative Measures<\/h3><p class=\"fd-banking-enumeration\">Fixed residence; family members; employment; guarantees that can be provided;<\/p><p>Willing to accept procedural restrictions.<\/p><p>These materials can also support:<\/p><p>Substantive defense<\/p><p>and:<\/p><p>The necessity of detention: a battle of wits and arguments.<\/p><\/section><section class=\"fdcc-section\"><h2>27. The worst thing a family member can do is to contact other co-defendants on behalf of the defendant.<\/h2><p>When family members are very anxious<\/p><p>You might think:<\/p><p class=\"fd-banking-enumeration\">Inquire about other business areas; contact company executives; confirm what everyone is saying;<\/p><p>Ask someone else to help explain.<\/p><p>But this could actually create:<\/p><p>Concerns about evidence collusion.<\/p><p>Especially if the defendant is currently in custody or has just been detained,<\/p><p>Family members should not mediate on behalf of the defendant.<\/p><p class=\"fd-banking-enumeration\">Confession; Documents;<\/p><p>Witness testimony.<\/p><p>When it is necessary to confirm the facts,<\/p><p>It should be done through legal documentation and legal counsel.<\/p><\/section><section class=\"fdcc-section\"><h2>28. The most common mistake made in detention hearings under banking law: only stating &quot;I have not committed a crime&quot;.<\/h2><p>If the court only says:<\/p><p>&quot;This is a normal investment.&quot;<\/p><p>But they didn&#039;t answer at all:<\/p><p>Why won&#039;t there be any certificate fraud?<\/p><p>Are the company employees still under the control of the individual?<\/p><p>Have the documents been seized?<\/p><p>Is escape possible?<\/p><p>The court may still hold that:<\/p><p>Even if the crime has not yet been convicted<\/p><p>Program risks still exist.<\/p><p>Therefore, the court must handle the application for detention simultaneously:<\/p><p><strong>criminal suspect<\/strong><\/p><p>as well as:<\/p><p><strong>Reasons for and necessity of detention.<\/strong><\/p><\/section><section class=\"fdcc-section\"><h2>29. Another mistake: only talking about family and work, without discussing the evidence in the case.<\/h2><p>Another common way to write it is:<\/p><p class=\"fd-banking-enumeration\">He has a wife; he has children; he owns a company; he owns a house;<\/p><p>I won&#039;t run away.<\/p><p>This information is certainly useful.<\/p><p>But if the prosecution has the following:<\/p><p class=\"fd-banking-enumeration\">Delete the conversation; require employees to provide a unified account;<\/p><p>Preparing to leave the country,<\/p><p>Family information alone cannot truly answer the prosecution&#039;s questions.<\/p><p>Good detention offense and defense should be:<\/p><p><strong>One risk, one answer.<\/strong><\/p><p>The prosecution argued that evidence was colluded.<\/p><p>The answer is serial number verification.<\/p><p>Advocating the destruction of evidence,<\/p><p>Regarding the degree of fixation of the evidence.<\/p><p>Advocating escape,<\/p><p>The answer should specify the facts of the escape and the alternative measures.<\/p><\/section><section class=\"fdcc-section\"><h2>30. In banking law cases, the real defense of detention lies in clearly explaining &quot;what else can be done&quot;.<\/h2><p>What the court really needs to determine is:<\/p><p>If this person isn&#039;t detained today<\/p><p>Can he still:<\/p><p>Escape?<\/p><p>Delete data?<\/p><p>Altering the accounting books?<\/p><p>Controlling the company&#039;s systems?<\/p><p>Will it affect employees?<\/p><p>Contacting investors?<\/p><p>Coordinate with co-defendants?<\/p><p>Therefore, the most effective defense for detention is usually not, in abstract terms:<\/p><p>&quot;The defendant will cooperate with the judicial process.&quot;<\/p><p>Instead, provide a specific answer:<\/p><p class=\"fd-banking-enumeration\">Mobile phone seized; computer seized; accounting books seized; bank information provided by financial institutions; company permissions suspended; employees have been questioned; willing to restrict exit from the country;<\/p><p>They agree not to contact certain people.<\/p><p><strong>Reduce controllable procedural risks one by one.<\/strong><\/p><\/section><section class=\"fdcc-section\"><h2>31. Substantive defense in banking law and defense of custody must be conducted together.<\/h2><p>Banking law cases carry serious criminal penalties.<\/p><p>And it may involve:<\/p><p class=\"fd-banking-enumeration\">Years of capital; numerous investors;<\/p><p>Multiple defendants.<\/p><p>So from day one,<\/p><p>Cases typically require two parallel tracks:<\/p><h3>Article 1: Detention Procedures<\/h3><p class=\"fd-banking-enumeration\">Escape; collusion; destruction of evidence;<\/p><p>Alternative measures.<\/p><h3>Article 2: Substantive Crimes<\/h3><p class=\"fd-banking-enumeration\">Article 29; Article 29-1; Article 125; Target beneficiaries; Remuneration; Cash flow;<\/p><p>Personal role.<\/p><p>We cannot wait until we pay bail to start studying banking law.<\/p><p>We can&#039;t just focus on studying banking law.<\/p><p>However, he missed the first hearing to request the detention of his family.<\/p><\/section><section class=\"fdcc-section\"><h2>32. How does Fidelity Law Firm handle bank-related detention claims and major financial criminal cases?<\/h2><p>When Fidelity Law Firm handles banking law and major financial criminal cases,<\/p><p>Will include:<\/p><p>Program risks<\/p><p>and:<\/p><p>physical crime<\/p><p>Organize them separately.<\/p><p>Regarding detention,<\/p><p>confirm:<\/p><p class=\"fd-banking-enumeration\">What are the prosecution&#039;s reasons for the detention; what evidence has been secured; and what people and information can the individual still control?<\/p><p>Are there any alternative detention measures?<\/p><p>On the physical side,<\/p><p>Then organize simultaneously:<\/p><p class=\"fd-banking-enumeration\">Fundraising model; contract; compensation; operation; cash flow;<\/p><p>Personal role.<\/p><p>Attorney Li Yusheng, formerly the legal director of a large accounting firm, would examine corporate transactions, financial accounting, bank flows, and criminal case files simultaneously when handling major corporate financial criminal cases, rather than judging the entire case based on a single record.<\/p><p>When company duties intersect with financial transactions, one can understand...<a href=\"https:\/\/fdlaw.com.tw\/en\/financial-crime-defense\/\">Defense in major financial criminal cases<\/a>and<a href=\"https:\/\/fdlaw.com.tw\/en\/corporate-criminal\/\">Corporate Criminal and White-Collar Criminal Lawyers<\/a>Serve.<\/p><p>This firm has other...<a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/company-law-commercial-accounting-acquittal\/\">Cases of Major Corporate Financial Criminal Cases Where the Second Instance Verdict Was Overturned and the Confession Was Not Guilty<\/a>This case primarily involves company law, commercial accounting law, and related company registration crimes, and is not a banking law case.<\/p><\/section><section class=\"fdcc-section fdcc-faq\"><h2>Banking Law Search, Detention and Custody FAQ<\/h2><details><summary>Will all cases of illegal fundraising by banks necessarily result in detention?<\/summary><p>Not necessarily. The court must still determine, according to the Criminal Procedure Law, whether there are serious suspicions of a criminal offense, whether there are statutory grounds for detention such as escape, collusion, or destruction of evidence, and whether the detention is necessary.<\/p><\/details><details><summary>Does Article 125 of the Banking Law make it easier for cases involving more than 100 million yuan to be seized?<\/summary><p>The procedural risks are generally high because the statutory penalty for a crime involving 100 million yuan is more than 7 years, which would involve the detention provisions for serious crimes under Article 101 of the Criminal Procedure Law. However, even for serious crimes, the court must still have substantial grounds to believe that there are specific risks such as escape, collusion, or destruction of evidence, and determine the necessity of detention.<\/p><\/details><details><summary>If the cell phone, computer, and account books have all been seized, can the seller still claim there is no risk of evidence destruction?<\/summary><p>This can be considered a key defense fact, but it&#039;s still necessary to confirm whether there are any other unseized documents, cloud systems, or company information under my control. The key point is to specifically explain whether I can currently actually modify or destroy crucial evidence.<\/p><\/details><details><summary>If all company employees have given their statements, will they still be suspected of colluding to give false testimony?<\/summary><p>The likelihood may decrease, but it should still be confirmed whether there are other important co-defendants, witnesses, or investors whose questioning has not been completed. The reasons for detention may change as the investigation progresses and require individual assessment.<\/p><\/details><details><summary>If a company&#039;s head has a fixed family and residence, is it guaranteed that they can pay for insurance?<\/summary><p>Not necessarily. Having a fixed residence, family, and job are favorable factors, but the court will still assess the suspicion of a criminal suspect, the specific facts of the escape, collusion, destruction of evidence, and other procedural risks.<\/p><\/details><details><summary>Can I apply for bail again after being detained by the court?<\/summary><p>Yes. Article 110 of the Code of Criminal Procedure stipulates that the defendant, their assistant, or defense counsel may apply for bail to suspend detention. As evidence is secured and the investigation progresses, the original reasons for detention may also be reassessed.<\/p><\/details><details><summary>Are the risks of detention the same for salespersons and company executives?<\/summary><p>Not necessarily. It should be judged based on the individual&#039;s authority within the company, whether they manage others, control data, participate in fundraising, and other specific facts. It cannot be assumed that all defendants have the same ability to collude or destroy evidence simply because they are in the same case.<\/p><\/details><details><summary>Should the detention court rule on innocence, or only handle bail?<\/summary><p>Both usually require appropriate handling. Strong suspicion of a crime is a prerequisite for detention, so the substantive elements may be important; however, the detention court must also directly answer questions about escape, collusion, destruction of evidence, and the necessity of detention, and cannot only address one aspect.<\/p><\/details><\/section><section class=\"fdcc-section\"><h2>The real question the debate surrounding detention under banking law must answer is, &quot;What would happen if this person weren&#039;t detained?&quot;<\/h2><p>Cases of illegal fundraising involve severe penalties.<\/p><p>However, detention is not the same as early execution of a sentence.<\/p><p>What the court really needs to determine is:<\/p><p>If the defendant is allowed to remain outside today...<\/p><p>Does it really exist?<\/p><p class=\"fd-banking-enumeration\">Escape; collusion;<\/p><p>Destroy evidence<\/p><p>Specific risks that could hinder criminal proceedings.<\/p><p>Therefore, the defense cannot stop there:<\/p><p>&quot;I will not run away.&quot;<\/p><p>To organize in detail:<\/p><p class=\"fd-banking-enumeration\">What evidence has been secured; who has been questioned; which companies have lost their authority; and what alternative measures are available?<\/p><p>And just how serious is the criminal suspicion surrounding the case itself?<\/p><p>If a company has just been searched, or its responsible persons, business personnel, and financial personnel have been transferred to the district prosecutor&#039;s office, the period before and after the detention application is usually one of the most urgent procedural stages in banking law cases.<\/p><\/section><\/div>\n\n<section class=\"fdlaw-related-posts\"><h2 class=\"fdlaw-related-posts__title\">Further reading<\/h2><div class=\"fdlaw-related-posts__grid\"><a class=\"fdlaw-related-card\" href=\"https:\/\/fdlaw.com.tw\/en\/blog\/banking-act-illegal-fundraising-defense\/\"><div class=\"fdlaw-related-card__image\"><img width=\"768\" height=\"429\" src=\"https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_cm6lgqcm6lgqcm6l-768x429.jpeg\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" loading=\"lazy\" decoding=\"async\" sizes=\"auto, (max-width: 767px) calc(100vw - 40px), (max-width: 1100px) 45vw, 520px\" srcset=\"https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_cm6lgqcm6lgqcm6l-768x429.jpeg 768w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_cm6lgqcm6lgqcm6l-300x167.jpeg 300w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_cm6lgqcm6lgqcm6l-1024x572.jpeg 1024w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_cm6lgqcm6lgqcm6l-1536x857.jpeg 1536w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_cm6lgqcm6lgqcm6l-2048x1143.jpeg 2048w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_cm6lgqcm6lgqcm6l-18x10.jpeg 18w\" title=\"\"><\/div><div class=\"fdlaw-related-card__body\"><h3 class=\"fdlaw-related-card__title\">What to do if accused of illegally raising funds under banking laws? First, analyze the fundraising targets, compensation, cash flow, and the individual&#039;s role.<\/h3><p class=\"fdlaw-related-card__excerpt\">What to do if you&#039;re charged with illegal fundraising under banking laws? First, break down the fundraising targets, compensation, cash flow, and your personal role. Illegal fundraising cases under banking laws aren&#039;t simply a matter of seeing &quot;someone transferring money.&quot; First, confirm the legal relationship of the funds: investment, loan, equity, commodity transaction, etc.<\/p><span class=\"fdlaw-related-card__more\">Read the full article \u2192<\/span><\/div><\/a><a class=\"fdlaw-related-card\" href=\"https:\/\/fdlaw.com.tw\/en\/blog\/detention\/\"><div class=\"fdlaw-related-card__image\"><img width=\"768\" height=\"512\" src=\"https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2022\/09\/\u5075\u67e5\u968e\u6bb5\u8acb\u5f8b\u5e2b-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" loading=\"lazy\" decoding=\"async\" sizes=\"auto, (max-width: 767px) calc(100vw - 40px), (max-width: 1100px) 45vw, 520px\" srcset=\"https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2022\/09\/\u5075\u67e5\u968e\u6bb5\u8acb\u5f8b\u5e2b-768x512.jpg 768w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2022\/09\/\u5075\u67e5\u968e\u6bb5\u8acb\u5f8b\u5e2b-300x200.jpg 300w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2022\/09\/\u5075\u67e5\u968e\u6bb5\u8acb\u5f8b\u5e2b-1024x682.jpg 1024w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2022\/09\/\u5075\u67e5\u968e\u6bb5\u8acb\u5f8b\u5e2b.jpg 1280w\" title=\"\"><\/div><div class=\"fdlaw-related-card__body\"><h3 class=\"fdlaw-related-card__title\">How to avoid being detained? Do I need help from a lawyer? What can a lawyer help me do? Professional criminal lawyers tell you!<\/h3><p class=\"fdlaw-related-card__excerpt\">This article focuses on quickly summarizing the risks of detention that need to be addressed in the early stages of investigation: the prosecution may request detention on grounds of escape, collusion, destruction of evidence, or serious crimes. Pre-trial preparation for detention is crucial: information such as address, employment, family, secured evidence, and the absence of potential collusion can all influence the court&#039;s judgment. Major criminal cases especially require immediate legal intervention: corruption, banking\u2026<\/p><span class=\"fdlaw-related-card__more\">Read the full article \u2192<\/span><\/div><\/a><a class=\"fdlaw-related-card\" href=\"https:\/\/fdlaw.com.tw\/en\/blog\/company-investigation-bureau-summons-search\/\"><div class=\"fdlaw-related-card__image\"><img width=\"768\" height=\"419\" src=\"https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/09\/Gemini_Generated_Image_hsidb8hsidb8hsid-768x419.jpeg\" class=\"attachment-medium_large size-medium_large wp-post-image\" alt=\"\" loading=\"lazy\" decoding=\"async\" sizes=\"auto, (max-width: 767px) calc(100vw - 40px), (max-width: 1100px) 45vw, 520px\" srcset=\"https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/09\/Gemini_Generated_Image_hsidb8hsidb8hsid-768x419.jpeg 768w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/09\/Gemini_Generated_Image_hsidb8hsidb8hsid-300x164.jpeg 300w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/09\/Gemini_Generated_Image_hsidb8hsidb8hsid-1024x559.jpeg 1024w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/09\/Gemini_Generated_Image_hsidb8hsidb8hsid-1536x838.jpeg 1536w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/09\/Gemini_Generated_Image_hsidb8hsidb8hsid-2048x1117.jpeg 2048w, https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/09\/Gemini_Generated_Image_hsidb8hsidb8hsid-18x10.jpeg 18w\" title=\"\"><\/div><div class=\"fdlaw-related-card__body\"><h3 class=\"fdlaw-related-card__title\">What to do if your company&#039;s management is summoned by the investigation bureau or your company is searched? First, organize your decision-making, accounts, and cash flow.<\/h3><p class=\"fdlaw-related-card__excerpt\">When a company&#039;s head, director, or executive suddenly receives a notification from the investigation bureau, the first thing they should do is not rush to guess what crime they have committed, nor rely solely on memory to give a statement. Instead, they should first confirm their legal status, the transactions or events under investigation, whether other executives have been interviewed, and the relevant documents such as contracts, ledgers, bank statements, emails, and company decision-making records\u2026<\/p><span class=\"fdlaw-related-card__more\">Read the full article \u2192<\/span><\/div><\/a><\/div><\/section>\n\n\n<div class=\"fdcc fd-banking-support\"><section class=\"fdcc-cta\"><h2>The detention hearing under the Banking Law is not for premature sentencing, but rather to examine whether there is still a need for detention.<\/h2><p>While illegal fundraising cases carry serious penalties, detention still requires legal justification and necessity. If a company, its\u8d1f\u8d23\u4eba (responsible person), business personnel, or financial staff have just been searched, questioned, or detained, it is advisable to first confirm the criminal suspicion, the degree of evidence collection, potential contacts, and possible alternative measures, and then simultaneously prepare a substantive defense under banking law.<\/p><div class=\"fdcc-nav\"><a href=\"https:\/\/line.me\/ti\/p\/@723pifhz\" target=\"_blank\" rel=\"noopener\">LINE Inquiry into Banking Law Cases<\/a><a href=\"https:\/\/fdlaw.com.tw\/en\/banking-law-criminal-defense\/\">Specialized services for major criminal cases related to banking law<\/a><\/div><\/section><\/div>","protected":false},"excerpt":{"rendered":"<p>BANKING ACT \u00b7 DETENTION &amp; BAIL DEFENSE \u9280\u884c\u6cd5\u975e\u6cd5\u5438\u91d1\u6848\u4ef6\u88ab\u8072\u62bc [&hellip;]<\/p>","protected":false},"author":4,"featured_media":12670,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"qubely_global_settings":"","qubely_interactions":"","footnotes":""},"categories":[77,136],"tags":[],"class_list":["post-12662","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-taipei-criminal-lawyer","category-commercial-law"],"blocksy_meta":[],"qubely_featured_image_url":{"full":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-scaled.jpeg",2560,1429,false],"landscape":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-1200x750.jpeg",1200,750,true],"portraits":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-540x320.jpeg",540,320,true],"thumbnail":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-150x150.jpeg",150,150,true],"medium":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-300x167.jpeg",300,167,true],"medium_large":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-768x429.jpeg",768,429,true],"large":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-1024x572.jpeg",1024,572,true],"1536x1536":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-1536x857.jpeg",1536,857,true],"2048x2048":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-2048x1143.jpeg",2048,1143,true],"trp-custom-language-flag":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-18x10.jpeg",18,10,true],"qubely_landscape":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-1200x750.jpeg",1200,750,true],"qubely_portrait":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-540x320.jpeg",540,320,true],"qubely_thumbnail":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_hra964hra964hra9-140x100.jpeg",140,100,true]},"qubely_author":{"display_name":"\u674e\u80b2\u6607\u5f8b\u5e2b","author_link":"https:\/\/fdlaw.com.tw\/en\/author\/charles-lee\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/category\/taipei-criminal-lawyer\/\" rel=\"category tag\">\u5211\u6cd5\u53ca\u5211\u4e8b\u8a34\u8a1f<\/a> <a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/category\/commercial-law\/\" rel=\"category tag\">\u5546\u6cd5<\/a>","qubely_excerpt":"BANKING ACT \u00b7 DETENTION &amp; BAIL DEFENSE \u9280\u884c\u6cd5\u975e\u6cd5\u5438\u91d1\u6848\u4ef6\u88ab\u8072\u62bc&hellip;","_links":{"self":[{"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/posts\/12662","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/comments?post=12662"}],"version-history":[{"count":3,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/posts\/12662\/revisions"}],"predecessor-version":[{"id":12682,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/posts\/12662\/revisions\/12682"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/media\/12670"}],"wp:attachment":[{"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/media?parent=12662"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/categories?post=12662"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/tags?post=12662"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}