{"id":7841,"date":"2025-05-25T13:12:46","date_gmt":"2025-05-25T05:12:46","guid":{"rendered":"https:\/\/fdlaw.com.tw\/?p=7841"},"modified":"2026-07-07T00:20:29","modified_gmt":"2026-07-06T16:20:29","slug":"car-accident-insurance","status":"publish","type":"post","link":"https:\/\/fdlaw.com.tw\/en\/blog\/car-accident-insurance\/","title":{"rendered":"Innocently hit! Tesla owner laments that his livelihood has been affected and goes to the hospital to discuss compensation. Lawyer Li Yusheng explains the procedures for car accident insurance claims and damages."},"content":{"rendered":"<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Innocently hit! 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Tesla owners lament that their livelihoods have been affected and go to the hospital to discuss compensation | CTS News reporters Cai Zhimin and Chen Jianan<\/strong><\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">News link:<a href=\"https:\/\/youtu.be\/yln_GdT3etQ?si=2Tj6Ne3T2jn73TtV\" target=\"_blank\" rel=\"noopener\">https:\/\/youtu.be\/yln_GdT3etQ?si=2Tj6Ne3T2jn73TtV<\/a><\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">On Chongqing South Road in Taipei City, a 78-year-old man named Qiu, who was driving without a license, caused his vehicle to ram into a dangerous position, injuring 8 people and sending them to the hospital! The owner of the Tesla that was hit made a living by driving a multi-taxi. Now his car was severely damaged, so he rushed to the hospital to discuss compensation with the old man&#039;s family. Another pedestrian, a 79-year-old surnamed Liu, was admitted to the intensive care unit due to worsening fracture injuries. His family suspected that the driver &quot;deliberately accelerated&quot; and has filed a lawsuit for injury. Lawyers also remind that insurance companies usually do not pay claims for accidents caused by unlicensed driving, and innocent victims may have to seek compensation through lawsuits.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Attorney Li Yusheng from Fidelity Law Firm said that the driver who caused the accident is civilly liable for damages to the victim or his family. However, since the driver involved in the accident was unlicensed, the insurance company may not pay the claim. Therefore, the victim cannot request compensation from the insurance company first and can only seek compensation from the driver involved in the accident through civil litigation. If the driver who caused the accident does not have sufficient property, the victim often faces the dilemma of having no way to seek compensation.<\/p>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">related articles:<a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/winning-verdict\/\">What should I do after I win the judgment? How to avoid the debtor&#039;s loss of property? A must-read guide for creditors in Taiwan<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"># Car Accident # Insurance Claim # Damage Compensation<\/h2>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Fuda Law Firm<br>Line\uff1a<a href=\"https:\/\/line.me\/ti\/p\/@fdlaw\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/line.me\/ti\/p\/@fdlaw<\/a><br>Tel:<a href=\"tel:0277093611\" target=\"_blank\" rel=\"noreferrer noopener\">0277093611<\/a><br>Facebook:<a href=\"https:\/\/www.facebook.com\/fudalawyer\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.facebook.com\/fudalawyer<\/a><br>website:<a href=\"https:\/\/fdlaw.com.tw\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/fdlaw.com.tw\/<\/a><br>e-mail:<a href=\"mailto:info@fdlaw.com.tw\" target=\"_blank\" rel=\"noreferrer noopener\">info@fdlaw.com.tw<\/a><\/p>\n\n\n\n<div class=\"wp-block-group fdlaw-faq-block is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">What are the differences between car accident insurance claims and civil compensation claims?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance claims are handled according to the policy terms, while civil claims are based on tortious acts and evidence of damages; both can be assessed simultaneously.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What damages can be claimed if you are hit by a car?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This may include medical expenses, car repair costs, nursing care costs, lost wages, transportation costs, compensation for emotional distress, and other necessary expenses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What should you prepare before negotiating compensation after a car accident?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Accident reports, diagnostic certificates, receipts, repair estimates, pay stubs, insurance information, and dashcam footage should be prepared.<\/p>\n<\/div>\n\n\n\n<script id=\"fdlaw-generated-faq-schema-car-accident-insurance-20260706\" type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\u8eca\u798d\u4fdd\u96aa\u7406\u8ce0\u548c\u6c11\u4e8b\u6c42\u511f\u6709\u4ec0\u9ebc\u4e0d\u540c\uff1f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u4fdd\u96aa\u7406\u8ce0\u4f9d\u4fdd\u55ae\u689d\u6b3e\u8655\u7406\uff0c\u6c11\u4e8b\u6c42\u511f\u5247\u4f9d\u4fb5\u6b0a\u884c\u70ba\u8207\u640d\u5bb3\u8b49\u64da\u4e3b\u5f35\uff0c\u5169\u8005\u53ef\u540c\u6642\u8a55\u4f30\u3002\"}},{\"@type\":\"Question\",\"name\":\"\u8eca\u798d\u88ab\u649e\u53ef\u4ee5\u8acb\u6c42\u54ea\u4e9b\u640d\u5bb3\uff1f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u53ef\u80fd\u5305\u62ec\u91ab\u7642\u8cbb\u3001\u4fee\u8eca\u8cbb\u3001\u770b\u8b77\u8cbb\u3001\u5de5\u4f5c\u640d\u5931\u3001\u4ea4\u901a\u8cbb\u3001\u7cbe\u795e\u6170\u64ab\u91d1\u8207\u5176\u4ed6\u5fc5\u8981\u652f\u51fa\u3002\"}},{\"@type\":\"Question\",\"name\":\"\u8eca\u798d\u8ac7\u8ce0\u511f\u524d\u8981\u6e96\u5099\u4ec0\u9ebc\uff1f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u61c9\u6e96\u5099\u4e8b\u6545\u8cc7\u6599\u3001\u8a3a\u65b7\u8b49\u660e\u3001\u6536\u64da\u3001\u4fee\u8eca\u4f30\u50f9\u3001\u85aa\u8cc7\u8b49\u660e\u3001\u4fdd\u96aa\u8cc7\u6599\u8207\u884c\u8eca\u7d00\u9304\u5668\u3002\"}}]}<\/script>","protected":false},"excerpt":{"rendered":"<p>Innocently hit! Tesla owner laments that his livelihood has been affected and goes to the hospital to discuss compensation | CTS News reporters Cai Zhimin and Chen Jianan News link: https:\/\/y [\u2026]<\/p>","protected":false},"author":1,"featured_media":7845,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"qubely_global_settings":"","qubely_interactions":"","footnotes":""},"categories":[119,136,54],"tags":[446,420,447],"class_list":["post-7841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-commercial-law","category-civil-lawsuit","tag-446","tag-420","tag-447"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"qubely_featured_image_url":{"full":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427.jpg",1582,886,false],"landscape":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-1200x750.jpg",1200,750,true],"portraits":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-540x320.jpg",540,320,true],"thumbnail":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-150x150.jpg",150,150,true],"medium":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-300x168.jpg",300,168,true],"medium_large":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-768x430.jpg",768,430,true],"large":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-1024x573.jpg",1024,573,true],"1536x1536":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-1536x860.jpg",1536,860,true],"2048x2048":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427.jpg",1582,886,false],"trp-custom-language-flag":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-18x10.jpg",18,10,true],"qubely_landscape":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-1200x750.jpg",1200,750,true],"qubely_portrait":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-540x320.jpg",540,320,true],"qubely_thumbnail":["https:\/\/fdlaw.com.tw\/wp-content\/uploads\/2025\/05\/S__18407427-140x100.jpg",140,100,true]},"qubely_author":{"display_name":"\u53f0\u5317\u5f8b\u5e2b\u63a8\u85a6","author_link":"https:\/\/fdlaw.com.tw\/en\/author\/admin\/"},"qubely_comment":5,"qubely_category":"<a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/category\/news\/\" rel=\"category tag\">\u5a92\u9ad4\u5831\u5c0e<\/a> <a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/category\/commercial-law\/\" rel=\"category tag\">\u5546\u6cd5<\/a> <a href=\"https:\/\/fdlaw.com.tw\/en\/blog\/category\/civil-lawsuit\/\" rel=\"category tag\">\u6c11\u6cd5\u53ca\u6c11\u4e8b\u8a34\u8a1f<\/a>","qubely_excerpt":"\u7121\u8f9c\u88ab\u649e\uff01 \u7279\u65af\u62c9\u8eca\u4e3b\u5606\u751f\u8a08\u53d7\u5f71\u97ff \u8d74\u91ab\u9662\u8ac7\u8ce0\u511f\uff5c\u83ef\u8996\u65b0\u805e \u8a18\u8005 \u8521\u928d\u6e63\u3001\u9673\u5efa\u5b89 \u65b0\u805e\u9023\u7d50\uff1ahttps:\/\/y&hellip;","_links":{"self":[{"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/posts\/7841","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/comments?post=7841"}],"version-history":[{"count":3,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/posts\/7841\/revisions"}],"predecessor-version":[{"id":9984,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/posts\/7841\/revisions\/9984"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/media\/7845"}],"wp:attachment":[{"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/media?parent=7841"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/categories?post=7841"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fdlaw.com.tw\/en\/wp-json\/wp\/v2\/tags?post=7841"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}